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Can I Use Dental Insurance to Visit the Cosmetic Dentist?

August 24, 2018

Filed under: Uncategorized — medfordoregondentists @ 6:06 pm

woman smiling outdoorsHaving dental insurance is a wonderful benefit for you and your family. The goal of a dental insurance plan is to keep your teeth healthy and clean for a lifetime, and it does this by reducing the cost of the preventive, general, and restorative dentistry services that are necessary for good oral health. Because the focus is on oral health rather than aesthetics, dental insurance usually won’t cover the cost of cosmetic dentistry procedures. There are, however, sometimes when you may be able to get a little bit of help for a treatment that provides both restorative and cosmetic enhancements. Keep reading to learn more about insurance coverage from your cosmetic dentist in Medford.

Cosmetic Dentistry and Dental Insurance

With careful wording and strategic choices, it may be possible to receive some insurance coverage for treatments that benefit the health and beauty of your smile. Some of these treatments include:

  • Crowns and bridges, which have both a restorative and cosmetic function as they enhance the appearance of your smile by filling in gaps and also improve your ability to eat and speak.
  • Dental bonding, when used to repair a chip, scratch, or another injury.
  • Invisalign, a clear aligner orthodontic treatment method, may be partially covered under plans that offer coverage for orthodontic treatment.
  • Dental implants, a comprehensive tooth replacement, are typically not covered, but associated treatments (like bone grafting or sedation) may be.

How to Maximize Your Coverage

Even if you are having something done that you are pretty sure won’t be covered by dental insurance, you should still check to find out if it could be — or if there are similar alternatives which might offer the same effect for a smaller price. Talk to your employer’s HR department to find out the specific details of your coverage. Alternately, you can visit your insurance provider’s patient portal to learn what you are eligible for with your plan. An in-network dentist should be able to help you find out this information as well.

During a cosmetic consultation, you can also let your dentist in Medford know specifically that you would like to maximize your insurance coverage for cosmetic dentistry. If, say, you want to have veneers (which very rarely receive coverage) but could enjoy similar results with cosmetic bonding (which more often does), you may decide that the latter is the best option for your budget. That goes to show that, with a little effort, it is usually possible to use at least some of your dental insurance benefits for a cosmetic type of procedure. And that’s wonderful news for your smile… and your budget!

Meet the Practice

Premier Care Dental offers superior dental care for patients in and around Medford, OR. With a comprehensive list of treatments in general, restorative, and cosmetic dentistry, patients of all ages can have their smile needs met with a visit to this team of experts. To learn more about how you can put your dental insurance to work when considering cosmetic dentistry, you are invited to contact the office at (541) 200-6747.

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